
Public And Public Health Insurance
Public insurance How does the public insurance work? Solidarity is a fundamental principle of the public health insurance (GKV). It is expressed, among other things,

3 Layer Model of Retirement
The pension system in Germany has changed drastically since 2005 (AltEinkG). It is now becoming a building-block based system known as the ‘three-layer model’. The

INVESTMENTS
Mutual Funds Due to the low-interest phase and inflation, leaving large sums of money on the bank account results in you inevitably losing money. Savings

INSURANCES
Private Liability “You break it, you pay it”Even though private liability insurance is not mandatory, it still remains among the most essential type of insurance

PRIVATE PENSION
A private pension plan is one of the most popular forms of pension provision in Germany because of its flexibility. Nearly every bank and insurance

CORPORATE SCHEMES
Betriebliche Altersvorsorge The BAV is an occupational pension scheme which goes hand-in-hand with employment. The BAV has numerous advantages and ways to save securely for

RIESTER RENTE
For whom was it developed and how does It benefit you? The Riester Rente was introduced in 2002 and targets particularly high-income earners and also

BASIS RENTE
Deutsche Rente When it comes to pensions, more than 30 million employees in Germany tend to rely on the pillar of state pension. However, due

HEALTH INSURANCE
Germany has a highly complex social security system, that offers many benefits. In this respect, such a system is very unique with its five social