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Public insurance​ How does the public insurance work? Solidarity is a basic idea of the public health insurance (called GKV). This means that everyone in

The pension system in Germany has changed a lot since 2005 because of a new law called AltEinkG. Now, the pension system is built in

Mutual Funds Because interest rates are very low and inflation (this means prices are going up), keeping a lot of money in your bank account

Private Liability “You break it, you pay it”Private liability insurance is not required by law, but it is one of the most important types of

A private pension plan is one of the most popular ways to save for retirement in Germany because it is flexible. Almost every bank and

Betriebliche Altersvorsorge The BAV is a workplace pension plan that is connected to your job. The BAV offers many benefits and ways to save money

For whom was it developed and how does It benefit you? The Riester Rente started in 2002. It is mainly for people with high incomes

Deutsche Rente In Germany, more than 30 million employees rely on the state pension as their main source of income after retirement. However, because the

Germany has a very complex social security system that offers many benefits. This system is special because it includes five types of social insurance: health